payFit
Last updated 14 August 2026
payFit lets you put money behind a workout commitment. These terms explain exactly when money enters or leaves that wallet.
Before arming a stake, you fund a refundable payFit wallet. You choose a fixed amount for each active day. If that day is judged missed, that amount is deducted from the wallet. A missed day is never charged directly to your card. A settled missed-day deduction is forfeited and is no longer part of your refundable wallet balance.
If you separately enable automatic top-ups, you authorise payFit to add one funding batch from your saved card whenever the wallet can no longer cover the next missed day. This is optional, can be switched off at any time, and is never treated as permission for a direct missed-day card charge.
Deductions are settled after the day and grace window end. You must turn the stake off before changing its amount, active days, or workout goal, so changes never rewrite terms for a day already in progress.
Pro automatic detection relies on workout data reaching Apple Health. If Health cannot be read, payFit leaves the day unjudged and retries; it does not interpret an access or query failure as “no workout.” You can use a photo check-in on either plan when a watch or third-party app does not sync.
If a qualifying Pro workout arrives after a wallet deduction, payFit restores the same amount to the wallet within the recovery window. A Pro member who completes seven clear days may also earn back one previously deducted day, as described in the app. A deduction can only be restored once.
You may withdraw unused wallet money to the card that funded it. Refund timing is controlled by Stripe and the card network. A withdrawal cannot exceed the unused balance or the refundable amount of its original top-ups. If a deduction appears wrong, contact support@payfit-app.com. Every wallet movement is itemised in the app.
You can turn your stake off at any time in Settings. Once off, no further days are judged and no further deductions are made. Removing your payment method disables automatic top-ups; an already funded stake can continue until its wallet cannot cover another day.
Turning the stake off does not reverse deductions already settled.
Sign in with Apple is required before funding or arming a stake. You are responsible for activity performed through your authenticated account. To delete the account, first withdraw any remaining wallet balance, then use Delete account and data inside Settings. Deleting the app alone does not delete the account or withdraw money.
Account deletion revokes payFit's Sign in with Apple authorization and removes the saved Stripe customer. We may retain pseudonymous financial records where reasonably required for accounting, fraud prevention, disputes, or law.
Pro is an auto-renewing subscription purchased through Apple. The App Store shows the current price and billing period before purchase. You can manage or cancel it in your Apple Account subscriptions. Cancellation prevents future renewals and Pro remains available until the paid period ends. If Pro ends while a stake is live, payFit turns that stake off so Free rules are never applied retroactively.
payFit is an accountability tool, not a medical device, and not a fitness or training programme. It offers no medical advice and makes no assessment of whether a goal is appropriate for you.
Consult a doctor before starting or changing an exercise routine. Do not exercise against medical advice, when injured, or when unwell, in order to avoid a deduction — turn your stake off instead. It takes one tap and costs nothing.
payFit depends on iOS, Apple Health for optional Pro detection, Cloudflare, Stripe, and the App Store. We cannot guarantee uninterrupted service. When workout evidence or the wallet service cannot be read reliably, payFit is designed to defer judgment or retry rather than charge on missing technical evidence. Contact support if a result remains wrong.
To the extent permitted by law, payFit's liability to you is limited to the total amount paid or deducted in the three months before the claim. Nothing here limits liability that cannot be limited by law, including for death or personal injury caused by negligence, or for fraud.
If these terms change in a way that affects when or how money can be deducted, you will be told in the app and asked to agree before the change applies to you.